Real Estate

How will I pay my mortgage during the coronavirus pandemic?

During these very challenging and uncertain times, homeowners are rightfully worried about how they’ll continue to pay their mortgages. You may be experiencing lay-offs or a drop-off in business, but rest assured that your financial institution of choice has measures in place to help give you a hand until everything goes back to “normal.”   […]

How the Gino Cipriano Team is adapting to the COVID-19 pandemic

Though we find ourselves in uncertain, often strange times, we want to assure you that we’re adapting and doing everything we can to not only keep your house hunt or home sale going, but to keep you, your family, and all parties involved safe and healthy. How we’re showing houses right now In this time […]

The facts about real estate bidding wars

The term “bidding war” often comes up when it comes to buying or selling a home. Sellers love them; buyers usually don’t want to be part of one; and realtors field all sorts of questions about them.   Is a bidding war the best thing for the sale of your home? What even is a […]

You may have heard the term “pre-approval” mentioned when it comes to purchasing a home, especially your first home. Firstly, though, what is a mortgage pre-approval, and how can it affect your chances of purchasing your new home? Here’s what you need to know!   Start off on the right foot If you’re looking to […]

Should I use more than one real estate agent?

Whether you’re buying or selling your home, price is always on your mind. You want to sell your home for top dollar and perhaps even make a little money on it over your purchase price. If you’re buying, you want to know that your realtor is actively working to get you the best deal possible. […]

Do you really need a real estate agent?

If you’re considering buying a new home or selling your current home, you’re likely considering your options when it comes to contacting a realtor (real estate agent) or using one of the self-sale companies. Those self-sale options might seem quite attractive to start, especially since they offer a perceived cost savings, but have you considered […]

When is the best time to sell my house?

If you’re thinking about moving in the next year — whether it’s to downsize into a condo or to move into something larger with your growing family — you may be wondering when you should sell your current home. After all, you want to sell for the best price possible, and you want to make […]

What real estate awards mean for your home buying experience

While searching for a real estate agent, you may see that many of them have won awards throughout their careers, and these awards will come from a multitude of agencies — but what do they all mean? While it’s nice that a realtor has accomplished something for themself, how does that translate to your home […]

How to sell your home fast: Creative tips for a quick sale

If you’ve just bought a house and it’s time to sell you current home, you definitely want it to sell quickly. This will help cut down on bridge financing costs, potential hotel costs, get your own financing through sooner, and (most importantly) reduce the stress of the whole process. To help move the sale of […]

What is a mortgage ‘stress test’ and how might it affect me?

Whether you’re a first-time home buyer or buying your tenth house, no matter your down payment amount, you have to face a mortgage stress test in Canada. You’ve probably heard the phrase before, but does it actually mean? Unlike medical stress tests, you won’t have to run on a treadmill. Here’s what a mortgage stress […]

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